Head office: 25 Cabot Square, Canary Wharf, London, E14 4QA When you buy a new build or a recently converted property your mortgage lender will require you to gain a warranty to protect the building. Head office: 9 Spring Street, London, W2 3RA Type of membership: Member, Alliance & Leicester plc Type of membership: Member, Bristol & West plc Criteria Brain members can access the answers to this criteria and many more. Head office: Oakfield House, PO Box 600, Binley Business Park, Coventry, CV3 9YR Registered in England No: 3642459 | Website by Fuelius. The Council of Mortgage Lenders (CML) has introduced changes which will affect new homes where contracts are exchanged after 1 April 2003. Type of membership: Associate, TLT Solicitors Company number 10250295. 231905. Head office: 20 Canada Square, Canary Wharf, London, E14 5LH Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Head office: Plaza West, Bridge Street, Reading, Berkshire, RG1 2LZ, DX 4029 READING-1 Head office: PO Box 520, Surrey Street, Norwich, NR1 3NG Dependable team. Head office: Oakfield House, 35 Perrymount Road, Haywards Heath, West Sussex, RH16 3BX, DX 300623 HAYWARDS HEATH Head office: 42 St. Andrew Square, Edinburgh, EH2 2YE See ourSummary of amendmentsforprevious versions of the part 1. Type of membership: Associate, Countrywide plc The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. Head office: Group Head Office, 11-16 Donegall Square East, Belfast, BT1 5UB Find out more; What We Do. If there is a defect with the property then you can bring a claim for compensation on grounds that the consultants certification of the property was negligence the consultant must have professional indemnity insurance from which they can draw upon in the event of a defect. Type of membership: Member, Oakwood Homeloans Ltd You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Brexit to commercial finance. There is a UK Finance lenders' handbook for each legal jurisdiction in the UK and all have a part 1 (general instructions) and part 2 (lender specific instructions). Head office: 76 Upper Ground, London, SE1 9PZ Head office: 13 Cleveland Row, London, SW1A 1DH Type of membership: Associate, Cheyne Capital Management (UK) LLP Tax advisers and accountants are still phoning HMRC for a paper copy of . Confirmation from the 'scheme provider' that the . which Q can offer to satisfy the mortgage lending criteria. Head office: 24 Friar Lane, Nottingham, NG1 6DU Just email us your plans or planning reference number! Direct lenders (banks and mortgage companies): Financial institutions that originate, process, and fund the loans themselves. Head office: 1 Callaghan Square, Cardiff, CF10 5BT Building better together. Without an approved warranty in place, mortgage lenders may not release funds . Our Council of Mortgage Lenders recognised Professional Consultants Certificates serve a similar purpose to Architects Certificates but have a number of distinct advantages. MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. This warranty must be transferable upon sale of the property to the new owners. Head office: Sovereign House, P O Box 8, 8 Sovereign Street, Leeds, LS1 1HQ, DX 12004 LEEDS AmeriSave: Best for overall affordability. Call: 02039 233 648 Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN Head office: The Lakes, Northampton, NN4 7SH, DX 712280 NORTHAMPTON 12 Type of membership: Member, Lloyds TSB Scotland plc Type of membership: Member, Coutts & Co Head office: 120 London Wall, London, EC2Y 5ET Head office: PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF, DX 133158 CAMBRIDGE 8 Head office: Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ Head office: 20 Ralli Courts, West Riverside, New Bailey Street, Salford, M3 5FT An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. The release of UK Finances Household Finance Review for Q3 2022 in early December came at a low point for the UK economy. editor. Type of membership: Member, Money Partners Holdings Limited Do you know who offers mortgage services n the UK? Type of membership: Member, ING Direct N.V. Head office: 6 Lochside Avenue, Edinburgh Park, Edinburgh, EH12 9DJ LABC Warranty is a trading name of MD Insurance Services Limited. Type of membership: Member, E-Mex Home Funding Ltd Type of membership: Member, Manchester Building Society Type of membership: Member, National Westminster Home Loans Head office: 4 Market Square, Stafford, ST16 2JH, DX 701367 STAFFORD-3 Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Lenders. Type of membership: Associate, Hammonds Direct CMLC Ltd NFU Building, Camelgate Spalding, PE12 6ET, Recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook for conveyancers, Accepted by High Street Lenders mortgage providers, All Checks Carried Out by Qualified Surveyors (RIBA / RICS), Save up to 50% Compared to other Structural Warranties, Can be taken on Part Complete / Completed projects. Head office: Portman House, Richmond Hill, Bournemouth, BH2 6EP Type of membership: Associate, PricewaterhouseCoopers Head office: Nationwide House, Pipers Way, Swindon, SN38 1NW, DX 83654 SWINDON HAWKSWORTH Head office: Customer Service Centre, Narborough, Leicester, LE19 0AL, DX 11000 LEICESTER Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. It is important to check that the warranty provider you are considering using is registered . [1] The value of gross mortgage advances in 2021 Q2 was 89.0 billion, over double the amount seen in 2020 Q2, and the highest level since 2007 Q3 (Table A and Chart 1). Type of membership: Member, Chelsea Building Society Head office: Arab Banking, Corporation House, 1-5 Moorgate, London, EC2R 6AB Type of membership: Associate, London General Insurance Type of membership: Member, Preferred Mortgages Ltd Head office: 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY, DX 30822 NEWBURY This list is regularly updated as Lenders update their approval lists - please check back! If you have a query about a lender that is not listed here please contact us. First-time borrowers need a 640 minimum credit score. Type of membership: Member, Godiva Mortgages Limited Head office: 15 Queen Square, Bath, BA1 2HN Head office: PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 Head office: The Oriel, Sydenham Road, Guildford, Surrey, GU1 3SR, DX 2407 Guildford Type of membership: Associate, PMI Mortgage Insurance Company Limited Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Head office: Wellington Mills, 70 Plover Road, Huddersfield, HD3 3HR Type of membership: Associate, KPMG written and contributed by Gateway Surveyors Mortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional . We are a credit broker and not a lender and offer credit facilities from a panel of lenders. Head office: Portland House, New Bridge Street, Newcastle Upon Tyne, NE1 8AL, DX 61010 NEWCASTLE UPON TYNE Guarantees are available for mortgage loans, apartment construction or repair financing, and transitional housing loans in eligible rural areas. Head office: Executive Agency, Meadowbank House, 153 London Road, Edinburgh, EH8 7AU Type of membership: Member, Future Mortgages Ltd Head office: Arndale House, Charles Street, Bradford, BD1 1UN, DX 712510 BRADFORD 10 Criteria Brain fixes this problem by providing a platform which lenders can upload their rules to, in a format that allows advisors to extract the precise information they need in great detail and very quickly. UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. Type of membership: Member, Topaz Finance PLC Head office: 1 Redcliff Street, Bristol, BS1 6TP, DX 7815 BRISTOL Head office: 30 Church Street, Epsom, Surrey, KT17 4NL Head office: 8 Newton Terrace, Glasgow, G3 7PJ, DXGW40 GLASGOW Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH Type of membership: Associate, Shepherd Direct 805468. Head office: 56 Stirling Street, Airdrie, ML6 0AW As a homeowner, you should note that newly-built houses may easily experience . Head office: 83 Victoria Street, London, SW1H 0HW Head office: 40 Wakefield Road, Leeds, LS98 1FD Type of membership: Member, Marsden Building Society Apply online for a quote. Registered address: 1 Angel Court, London, EC2R 7HJ UK Finance Limited (trading as UK Finance) 2023. Type of membership: Associate, Fasttrac Remortgage Ltd Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN The CMA will consider whether this is the case in the review. Head office: 101 Park Avenue, 48th Floor, NEW YORK, NY 10178 Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY Key benefits of a . Head office: Leicester Road, Melton Mowbray, LE13 0DG Head office: 180 Brompton Road, London, SW3 1HQ Head office: Reading International Business Park, Basingstoke Road, Reading, RG2 6DB You can take a look for free and see how Criteria Brain can help you become a better advisor, Premier Guarantee (New Homes, Self-Build and Completed Housing), BLP (Building Life Plans) residential housing warranty insurance (BLP Secure and Secure Plus), BOPAS (Build offsite Property Assurance Scheme), LABC Warranty (New Homes, Self-Build, Completed Housing), Build Zone 10 year warranty (New Home, Self- Build, Completed Housing), Global Home Warranties 10 year Structural Defect Insurance, Q Assure Build (Q Policy for Residential and Bespoke Properties), The Royal Institution of Chartered Surveyors (FRICS, MRICS) Building Surveyors only, The Institute of Structural Engineers (FIStructE, MIStructE), The Chartered Institute of Building (FCIOB, MCIOB), The Association of Building Engineers (FB Eng, MB Eng), The Chartered Institute of Civil Engineers (FICE, MICE), Architect Registered with the Architects Registration Board (ARB). The UK Finance Lenders' Handbook for conveyancers in England and Wales. Some smaller building companies, however, may not be able to afford this in which case, a CML Certificate will usually suffice. Type of membership: Member, Sainsburys Bank plc Type of membership: Member, West Bromwich Mortgage Company Limited Head office: Regent House, Regent Street, Mansfield, Nottinghamshire, NG18 1SS, DX 10400 MANSFIELD Head office: Kingfisher House, Market Square, Crewkerne, Somerset, TA18 7LH Our structural warranty covers including New Building, Self Builds, Barns, Industrial Conversions & Retrospectively. Type of membership: Associate, Clayton Euro Risk Limited Head office: Exchange Tower, 2 Harbour Exchange Square, London, E14 9FR, DX 135857 ISLE OF DOGS 2 Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP 1 Choice for CML Approved Building Certificates. Head office: Kernow House, Newham, Truro, TR1 2XP Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 UK Finance has been created by combining most of the activities of the Asset Based Finance Association, the British Bankers Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Type of membership: Associate, Rightmove Data Type of membership: Member, Bank of Ireland Home Mortgages Ltd A PCC is widely recognised and accepted by over 85% of high street lenders as an alternative to a structural warranty and can enable a buyer to obtain a mortgage. Head office: 117-119 Whitby Road, Slough, SL1 3DR Our warranties are recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook. Type of membership: Associate, Calnea Analytics Ltd Type of membership: Member, Bank of Scotland Head office: John Frost Square, Newport, South Wales, NP20 1PX, DX 33240 NEWPORT (GWENT) The information contained within Criteria Brain is for advisor use only but by completing the simple form, you could be speaking to an advisor who can answer this question and many more. Type of membership: Member, Swift 1st Type of membership: Member, Yorkshire Bank The value of new mortgage commitments (lending . Head office: Citigroup Centre, Canada Square, London, E14 5LB Head office: Meridien House, 69 71 Clarendon Road, Watford, Herts, WD17 1DS Type of membership: Associate, Salans Customers benefit from building control and risk management expertise from a network of more than 3,500 surveyors. Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 Type of membership: Member, Clydesdale Bank plc Type of membership: Member, The Mansfield Building Society Registered in England No: 3642459 | Website by, https://lendershandbook.ukfinance.org.uk/lenders-handbook/, IPIDs (Insurance Product Information Documents). PenFed Credit Union: Best credit union for mortgages. You should take care to have the builder remedy any issues with the property within the first 2 years of your ownership as this will ensure they are fixed with the least possible cost and trouble. Type of membership: Associate, Hometrack Data Systems Ltd Head office: 1 Filey Street, Bradford, BD1 5AT Type of membership: Member, Homeloan Management Ltd Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ UK Finance represents nearly 300 of the leading firms providing finance, banking, markets and payments-related services in or from the UK. Head office: 100 Liverpool Street, London, EC2M 2RH Some lenders will simply not accept applications for homes with leased panels. PNC: Best for traditional . 4 . Head office: 50 St Edward Street, Leek, Staffordshire, ST13 5DH, DX 16354 LEEK The average 30-year fixed mortgage rate rose to 6.96%, marking the third consecutive week of increases that have wiped out much of the affordability gains made in the past few months. Type of membership: Member, National Counties Building Society 231905. Type of membership: Member, Intelligent Finance Type of membership: Member, Lloyds TSB Mortgages Type of membership: Associate, Excel Insurance Solutions Type of membership: Member, Wave Type of membership: Associate, First Title Insurance plc Type of membership: Member, Yorkshire Building Society Head office: 27-31 Charlotte Street, London, W1T 1RP Type of membership: Associate, Legal & General Assurance Society Ltd We also represent those who lend commercially to social housing. Type of membership: Associate, BancTec Limited action fraud. Type of membership: Member, Scarborough Building Society An Architect must be registered with the Architects Registration Board even if also a member of another institution, eg The Royal Institute of British Architects (ARIBA). As with warranty schemes, the professions which the lenders will accept certificates from will vary from lender to lender. Part 3 should be read in conjunction with parts 1 and 2. Protek Group Ltd is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority. Head office: Britannia House, Cheadle Road, Leek, Staffordshire, ST13 5RG, DX 16351 LEEK Type of membership: Member, The Chorley & District Building Society Head office: Market House, Market Square, Stony Stratford, Milton Keynes, MK11 1BE, DX 56907 STONY STRATFORD Type of membership: Member, Bristol & West Investments Plc Head office: 6th Floor, The Chambers, Chelsea Harbour, London, SW10 0XF This can be accessed on-line via, If you have any queries relating to lender approval, please call us on, MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Please click here to download the "Interest Only Toolkit". You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Type of membership: Associate, Cardif Pinnacle Type of membership: Member, Prudential Lifetime Mortgages Type of membership: Member, Derbyshire Building Society . Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. Type of membership: Associate, All In Property Services Limited Head office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey, RH2 7RU PNC Bank: Best for . Steve Wassell Insurance Management Limited FCA Reg. LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a credible Latent Defect/Structural Warranty product, which caters for their needs. There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Head office: Atlantic House, Holborn Viaduct, London, EC1A 2FG UK Finance Limited trading as UK Finance. The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. By contract, when a consultant provides a CML Certificate they confirm that they have supervised the building of the property and that it has been built to a satisfactory quality. Type of membership: Member, Chesham Building Society Type of membership: Associate, Thomas Eggar LLP Key findings. Type of membership: Associate, Stewart Title Ltd Type of membership: Member, Darlington Building Society Type of membership: Member, CHL Mortgages Type of membership: Member, West Bromwich Building Society The Structural Warranty market is fast-moving and complex. Head office: Lexicon House,, 17 Old Court Place, London, W8 4PL All the schemes marketed by LABC Warranty are managed by MD Insurance Services Limited (FCA FRN 306947). Head office: Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL, DX 32850 CHELTENHAM-2 Type of membership: Associate, Willis Limited Published 9 August 2016 Last updated . Head office: 3rd Floor, 5-10 Bury Street, London, EC3A 5AT Type of membership: Associate, LV= Type of membership: Member, Skipton Building Society Forbes Advisor Staff, Forbes Advisor Staff. Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE 6 Year Professional Consultants Certificate (PCC) Once known as an Architect's Certificate, or a CML Certificate (Council of Mortgage Lenders), the current industry standard for newly built or converted properties is a UK Finance Professional Consultants Certificate (PCC). In November 2015 it was confirmed that the Council of Mortgage Lenders would be merged with the British Bankers . Type of membership: Member, Standard Life Bank Ltd Head office: 19 St Petersgate, Stockport, Cheshire, SK1 1HF, DX 19652 STOCKPORT We provide comprehensive lender data and statistics to help policymakers understand key trends and the impact of legal and regulatory change. Head office: First Trust Centre, PO Box 123, 92 Ann Street, Belfast, BT1 3AY The following lenders have confirmed acceptance of the Protek Warranty. 1100 Abernathy Road Bldg. We help our members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the industry. Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON Type of membership: Member, Ulster Bank Ltd This is intended to protect your investment, and the mortgage lenders security, in the event that the builders have become insolvent or ceased to exist. Head office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. HMRC is to stop issuing paper copies of clients' tax calculations and tax year overviews for mortgage applications for self employed people using tax agents, insisting that it has come to an agreement with the Council of Mortgage Lenders about accepting online print outs. Type of membership: Associate, BPE Homemove LLP Head office: 12/14 Ridgeway Street, Douglas, Isle of Man, IM1 1EN Head office: Keith House, Redheughs Rigg, South Gyle Crescent, Edinburgh, EH12 9DQ Head office: Title House, 33-39 Elmfield Road, Bromley, Kent, BR1 1LT, DX 122200 BROMLEY 9 Type of membership: Member, Derbyshire Home Loans Ltd Our structural warranties are widely recognised by UK Mortgage Lenders, as listed in the UK Finance/Council of Mortgage Lenders handbook. You can check which warranty providers are approved by lenders on the UK Finance website. Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 Registered address: 1 Angel Court, London, EC2R 7HJ Type of membership: Associate, List of electronic cigarette companies UK, Places to buy Childrens bedding and curtains, List of England Fixtures 2010 World Cup Qualifiers, List Of Mortgage Providers In The UK CML Members. BOPAS is an independent Third Party Accreditation of MMC Providers and their associated construction systems, providing assurance to Lenders, Developers and Homeowners as to the integrity and durability of properties accredited under the scheme. 1.2: Same as Part 1 in the UK Finance Mortgage Lenders' Handbook for Conveyancers - save that references to . Head office: Grafton Court, Snowdon Drive, Milton Keynes, MK6 1AJ A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. Type of membership: Member, HBOS plc Head office: Sandford House, Sandford Road, Cheltenham, Glos, GL53 7SH In some cases this may mean working with .. Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 To take fixed security over the shares in a Scottish company, the shares have to be transferred to the lender. If you have any queries relating to lender approval, please call us on0800 183 1755. Head office: One Canada Square, London, E14 5AG Giving you peace of mind. Head office: 1 Balloon Street, Manchester, M60 4EP Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN, DX 21757 SKIPTON BuildSafe has a wealth of experience in Building Warranty Insurance, Structural Warranties and Construction Insurance in the UK property sector having worked with and on behalf of major developers and global institutions including Royalton Group, Investec and Harcourt. At times, the lender and buyer might not accept the insurance. Type of membership: Member, Darlington Mortgage Services Limited Head office: Davidson House, 2 Forbury Square, Reading, RG1 3EU For borrower-paid monthly private mortgage insurance, annual premiums from MGIC, one of the country's largest mortgage insurance providers, range from 0.17% to 1.86% of the loan amount, or $170 . It is accepted by the Council of Mortgage Lenders and high-street lenders. With over 20 years' experience we are trusted and approved by all major mortgage lenders, helping us become one of the largest warranty providers in the UK market. Type of membership: Associate, Callcredit plc Head office: 402 Lana House, 118 Commercial Street, London, E1 6NF Kent, Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ It is important to check that the warranty provider you are considering using is registered with The Financial Services Compensation Scheme (FSCS) and operates under a Consumer Code that is recognised by the Consumer Trading Standards Institute. Head office: 121 Kings Road, Reading, Berkshire, RG1 3ES Head office: Two Castle Terrace, Edinburgh, EH1 2YA Type of membership: Member, Bank of Cyprus UK No. Type of membership: Member, Mortgage Express Ltd Type of membership: Member, edeus mortgage creators Limited Head office: 30 Church Street, Epsom, Surrey, KT17 4NL, DX 30729 EPSOM Head office: Waverley House, 7-12 Noel Street, London, W1F 8GQ . UK Finance has today published its mortgage market forecast for 2023 2024, anticipating a softening in the mortgage market next year that marks a return to pre-pandemic norms. Leaseholders and prospective buyers will now have more clarity on purchasing homes with building safety issues following a key update from mortgage lenders and the Royal Institution of Chartered Surveyors (RICS). The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 Head office: PO Box 12757, 67 Morrison Street, Edinburgh, EH3 8YJ Type of membership: Associate, My Home Move Ltd In . We work with members to support the UK as a global leader in financial services. Head office: 7 St. James Square, Manchester, M2 6XX , ML6 0AW as a homeowner, you should note that newly-built houses may easily experience 1... A credit broker and not a lender and buyer might not accept applications homes. See which Lenders currently list Q as an approved scheme here: https: //lendershandbook.ukfinance.org.uk/lenders-handbook/ approved warranty in,. ( CML ) has introduced changes which will affect new homes where contracts are exchanged 1. Lane, Nottingham, NG1 6DU Just email us your plans or planning reference number some smaller Building,! Smaller Building companies, however, may not be able to afford this in which case, a CML will! 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Ltd is an Appointed Representative of Steve Wassell Insurance Management Ltd which is and., the professions which the Lenders will accept Certificates from will vary from to! Regulated by the Council of mortgage Lenders ( CML ) has introduced changes which will affect new homes contracts... Lenders may not be able to afford this in which case, CML. Be merged with the British Bankers London, EC1A 2FG UK Finance mortgage Lenders not...
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